(507) 701-6023

Rochester, MN

Secure Your Future, Protect Your Loved Ones with Reliable Life Insurance!

Your family’s security is our priority. Life insurance isn’t just about policies—it’s about protecting your legacy, ensuring financial stability, and providing peace of mind for those who matter most.

Our Core Life Insurance And Protection Services

We provide a range of trusted life insurance and financial solutions designed to protect your loved ones, secure your future, and build long-term financial stability.

Final Expense Insurance

Final Expense Insurance is a simple and affordable way to ensure your family isn’t left struggling with unexpected costs after you pass. It covers funeral expenses, medical bills, and other end-of-life costs, so your loved ones can focus on healing—not finances.

Why Choose Final Expense Insurance?

Affordable Premiums – Budget-friendly coverage that fits your needs.

Guaranteed Payout – Provides a tax-free benefit to cover funeral and other expenses.

No Medical Exam – Easy approval, even with health conditions.

Lifetime Protection – Coverage that lasts as long as you need it.

Who Needs Final Expense Insurance?

This policy is perfect for anyone who wants to:

Cover funeral costs

Avoid leaving debt

Give their family peace of mind

Indexed Universal Life (IUL) Insurance

Protect Your Loved Ones

A tax-free death benefit ensures your family’s long-term financial security and stability.

Grow Wealth Tax-Free

Earn interest based on market performance with no risk of losing principal.

Access Funds Anytime

Use your cash value for retirement, emergencies, or other financial needs.

How Does IUL Work?

Indexed Universal Life (IUL) grows your cash value by linking it to a stock market index, like the S&P 500, while protecting you from market losses. Your money grows tax-free, and you can access it when needed.

Market-Linked Growth – Earn interest when the market rises, but never lose when it drops.

Tax-Free Access – Withdraw or borrow from your cash value without penalties.

With IUL, you get lifelong coverage and financial flexibility—all in one powerful policy.

Term Life Insurance

Affordable Protection for Your Loved Ones

Term life insurance provides simple, cost-effective coverage for a set period, ensuring your family is financially secure if the unexpected happens. It’s an ideal solution for those looking for high coverage at an affordable rate.

Why Choose Term Life Insurance?

Affordable Premiums

Get maximum coverage for a lower cost.

Fixed Terms

Choose coverage for 10, 20, or 30 years.

Tax-Free Payout

Provides a lump sum to your beneficiaries.

Financial Security

Covers mortgage, debts, and daily expenses.

What Happens When Your Term Ends?

Renew Your Policy

Convert to Permanent Life Insurance

Get a New Policy

Explore Other Financial Products

Protect now, secure their future!

Mortgage Protection

Your home is one of your most valuable assets, both financially and emotionally. Mortgage protection insurance ensures your family can stay in their home by covering mortgage payments in case of death, disability, or critical illness.


It’s a specialized life insurance policy that protects your mortgage balance, so your loved ones won’t face the risk of losing their home due to unforeseen events.

Who Needs Mortgage Protection?

Homeowners with dependents, newly married couples purchasing a home, families relying on one income, and anyone who wants to secure their home’s future.

Peace of Mind: Ensures your family won’t struggle to make mortgage payments.

Protects Your Investment: Keeps your home secure, no matter what happens.

Flexible Coverage Options: Choose a plan that fits your needs and budget.

Covers More Than Death: Some policies cover disability, job loss, or illness.

WHY CHOOSE SAFE SOLUTION GROUP FOR YOUR PROTECTION NEEDS?

Life is unpredictable, but your family’s security doesn’t have to be. At SAFE SOLUTION GROUP, we provide trusted life insurance solutions designed to protect your legacy and give you peace of mind.

  • Tailored Coverage for Your Unique Needs

  • Affordable Protection Without Sacrificing Quality

  • Expert Guidance from Trusted Advisors

  • Quick & Easy Application Process

  • A Commitment to Preserving Your Legacy

  • Flexible Payment Options

  • Opportunities for Financial Growth

Your family’s future depends on the right protection—don’t leave it to chance.

Comprehensive Coverage That Delivers Results

Reliable protection for your family’s future with affordable, flexible insurance solutions.

Protect What Matters Most

At Safe Solution Group, we provide reliable and affordable insurance solutions to safeguard your family's financial future. Whether you're looking for income protection, wealth growth, or security for your loved ones, we’ve got you covered.

Affordable Coverage

80% of clients secured high-value plans within their budget.

80%

Wealth Growth & Protection

90% benefited from policies designed for financial security.

90%

Fast & Reliable Claims
100% of approved claims were processed smoothly and on time.

100%

Frequently Asked Questions

Your Questions, Answered – Understanding insurance has never been easier.

How does an IUL policy grow my money?

Your cash value earns interest based on a specific market index performance, also having a floor so as the market goes down, the gains are locked in protecting your money from any losses.

What makes IUL different from whole life insurance?

Whole life insurance has a fixed premium and a set interest rate, while an IUL offers flexible premiums, an interesting retirement-planning vehicle with greater upside potential and tax advantages.

How does an IUL help with retirement planning?

It can be structured so you receive an income for a determined amount of years and you can access tax-free loans from your cash value.

How do I know how much term life insurance I need?

Consider your debts, income replacement needs, and future expenses like college tuition to determine the right coverage.

Can I convert my term policy to permanent life insurance?

Yes, most policies allow conversion to a permanent plan without a medical exam.

What happens if I outlive my term policy?

Your coverage ends unless you renew or convert it to a permanent policy.

Will mortgage protection pay off my entire home loan?

It depends on your coverage amount and how it was structured. All mortgage protection plans should be structured for it to pay the loan off in full.

What if I refinance my home?

You may need to adjust your coverage to match your new mortgage terms.

Can I get mortgage protection insurance if I have health issues?

Yes, many policies offer simplified underwriting with no medical exam required.

Is final expense insurance worth it if I already have life insurance?

Yes, it ensures your funeral and medical costs are covered without using your main life insurance payout.

How soon does final expense coverage start?

Some policies provide immediate coverage, while others may have a waiting period based on health conditions.

Can my family use the payout for anything?

Yes, beneficiaries can use the tax-free benefit however they see fit.

Still have questions? Contact us today for expert guidance!

(507) 701-6023

Rochester, MN